Hello,
I was rear ended earlier this week and I am pretty sure my vehicle is totaled. I have a 2020 Impreza and was rear ended by a driver who hit me going full speed (45 mph) making no effort to stop. The other driver was issued citation. I purchased my impreza earlier this year and the appraised value will not meet the amount remaining on the loan. I sadly do not have GAP insurance. Outside of the damage to the vehicle, I have minor injuries to my face and neck (mild concussion, nose is bruised/swollen which could develop more issues). I have attached a photo of the vehicle for reference. I do not want to be in a position where I have to pay out of pocket to pay off the totaled vehicle. How do I avoid this? Should I pursue legal action? Please give me advice as this is the first time I am navigating a situation like this
I was rear ended earlier this week and I am pretty sure my vehicle is totaled. I have a 2020 Impreza and was rear ended by a driver who hit me going full speed (45 mph) making no effort to stop. The other driver was issued citation. I purchased my impreza earlier this year and the appraised value will not meet the amount remaining on the loan. I sadly do not have GAP insurance. Outside of the damage to the vehicle, I have minor injuries to my face and neck (mild concussion, nose is bruised/swollen which could develop more issues). I have attached a photo of the vehicle for reference. I do not want to be in a position where I have to pay out of pocket to pay off the totaled vehicle. How do I avoid this? Should I pursue legal action? Please give me advice as this is the first time I am navigating a situation like this
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