[OT] registering a car

[Michael Szoenyi]

Hey guys

long time since I last posted. My Subie Turbo is doing well with now
reaching the 230'000 mark. But unfortunately, I can't take it over the pond
to the US.
So I'm planning an extended trip to the US and Canada and thinking of buying
a car in the US as rentals are too expensive and these guys tend to stealing
my money out of my pocket faster than I can watch out...

Probably you can help me with your personal recommendations on how to get
this done. I plan to buy something in the 3-4 k $ range. Now, how to
street-legalizing it?
What is essential to do and how much time and feretting do I need to expect
with the authorities (probably in RI or MA)?`
I have family members (uncle, aunt, cousins) there and probably it would be
best to register and insuring it on there name as they have permanent
residency etc. etc. ?

TIA

Mike

 

[David Ryeburn]

So I'm planning an extended trip to the US and Canada and thinking of buying
a car in the US as rentals are too expensive and these guys tend to stealing
my money out of my pocket faster than I can watch out...

Probably you can help me with your personal recommendations on how to get
this done. I plan to buy something in the 3-4 k $ range. Now, how to
street-legalizing it?
What is essential to do and how much time and feretting do I need to expect
with the authorities (probably in RI or MA)?`
I have family members (uncle, aunt, cousins) there and probably it would be
best to register and insuring it on there name as they have permanent
residency etc. etc. ?

As a non-resident you'll probably find it impossible to insure the car
yourself, and perhaps impossible even to buy it. But there are problems
with having friends or relatives do it for you too.

Often insurance policies have provisions in their policies about the
percentage of mileage driven by the insured owner and by others. Unless
you're going to take the family member who owns and insures the car
along with you and have them do most of the driving, you'll probably be
violating those conditions. Won't matter, until or unless you have an
accident, and then you're insurance won't be worth a cent. Beware!

There are pitfalls with renting cars too. Often the fine print that no
one reads provides that if the car is driven outside of the state (or
worse yet, the country) where it is rented, the rental rates rise
astronomically. Recently I read about a case where an eastern Canadian
resident flew to California, rented a car, and drove it through Nevada
and Arizona. Upon returning it and expecting to pay several hundred
dollars rental fee, he was charged several thousand dollars. How did
they know? The car had On-Star installed, so they knew exactly where it
had been, when, and how fast it was traveling (which is another point --
car rental agencies can levy heft surcharges if the vehicles is driven
faster than some other figure specified elsewhere in the fine print).

Another neat thing that is often hidden away in the fine print of rental
agreements is a clause prohibiting driving the car on unpaved roads
(i.e., to all the interesting places in the backcountry).

David, happy he can drive his own Subaru Outback anywhere, and as fast
as, he wants

 

[RankAndFile]

Go to the website of the state in which you will be living. You'll find
information there on driver's licensing, vehicle registration, and insurance
requirements. Depending on the state, you might be able to register your
vehicle online.

As far as insurance goes, if the car's title is in your relative's name and
is therefore insured on their policy, you could be added onto their policy
as the primary driver of that particular vehicle. Perhaps your relative
could call their insurer to find out more about this.

Good luck.