Confusion around CPO and Gold Plus Extended Warranty

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Hello everyone,

New Subaru owner here. Just purchased a CPO Crosstrek Wilderness a few weeks ago, and loving the car so far!

I do have a lot of confusion around the Gold Plus Warranty though on CPO vehicles, and wondering if anyone has any experience or thoughts. Basically, I purchased the Gold Plus Warranty at the time of purchase, however reading around the various sites, I feel like I overpaid spending approximately $3,000 on a 7 yr/100k plan with $100 deductible (my car had 11,500 miles at time of purchase).

I started shopping around and found a dealership willing to offer a better price at $2000, however when I asked my dealer if they'd be willing to match they said that the CPO extended warranty can only be sold by the dealership at the time of purchase as a wrap around plan.

The weird thing though is that my paperwork indicates the gold plus plan as a new plan, not a wrap around plan. The plan is not listed on the CPO paperwork, but instead as a completely separate agreement. I tried to clarify with Subaru of America, however got someone new who hadn't even heard of the wrap plan and had to ask a co-worker to even confirm it existed. They couldn't give me clear guidance on whether I could cancel and buy from another dealership.

Should I continue to press the issue further or are my only options either to keep the warranty or cancel or live with just the powertrain warranty? Also, this CPO extended warranty piece seems to be shrouded by some much confusion. Does anyone know if this information is documented anywhere to see the actual terms?

Thanks everyone!
 

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